Published Financial Ombudsman Service decisions, 2013-April 2026

Advantage Insurance complaints: what the Ombudsman decided

We analysed 1,680 published Financial Ombudsman decisions linked to Advantage Insurance. This page shows outcomes, complaint types and decision patterns without rating the firm.

More complaints doesn't mean worse service — big firms serve millions of customers, so they naturally show up more often. Win rates reflect the mix of complaint types a firm faces, not a quality score.

Across the full dataset, about 1 in 3 clear-result cases ended with the customer winning fully or partly (33.5%). For Advantage Insurance, this page shows 46.8%.

What people complain about

Rough guide

Motor Insurance

784 decisions, 46.7% of this firm page

49.6%

PPI Claims

387 decisions, 23% of this firm page

44.7%

Consumer Credit

146 decisions, 8.7% of this firm page

46.6%

Insurance Claims

82 decisions, 4.9% of this firm page

40.2%

Home Insurance

61 decisions, 3.6% of this firm page

68.3%

The percentage at the end of each row is the rough won-or-partly-won rate for that broad category.

How it changed over time

2019133
2020132
2021142
2022125
2023236
2024242
2025207
202631

The 2026 figure covers published decisions up to April 2026.

What happens when customers win

Set amount listed

Share of won or partly won decisions with this wording

63%

Worked out with interest

Share of won or partly won decisions with this wording

19.8%

Worked out by set rules

Share of won or partly won decisions with this wording

1.4%

Stress or hassle payment

Share of won or partly won decisions with this wording

10.9%

Refund

Share of won or partly won decisions with this wording

1.8%

No money ordered

Share of won or partly won decisions with this wording

1.5%

Not clear from the case

Share of won or partly won decisions with this wording

1.5%

These labels describe the decision wording. They do not promise any outcome for another case.

Past results are not a promise

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Read this as data, not a verdict.

Source

Published Financial Ombudsman Service decisions from 2013–April 2026. This page uses 1,680 published decisions for Advantage Insurance.

Entities included

Advantage Insurance Company Limited.

What won means

Won means the Financial Ombudsman agreed with the customer. Partly won means it agreed with part of the complaint. Unclear outcomes are left out of the rate.

Not a rating

This is not a review or rating of Advantage Insurance. Past results can't predict your case; this isn't legal advice.

Independence and corrections

HeyRefund is not affiliated with, or endorsed by, the Financial Ombudsman Service. Spotted an error in our numbers? Tell us and we'll check it.