Published Financial Ombudsman Service decisions, 2013-April 2026

Aviva complaints: what the Ombudsman decided

We analysed 7,357 published Financial Ombudsman decisions linked to Aviva. This page shows outcomes, complaint types and decision patterns without rating the firm.

More complaints doesn't mean worse service — big firms serve millions of customers, so they naturally show up more often. Win rates reflect the mix of complaint types a firm faces, not a quality score.

Across the full dataset, about 1 in 3 clear-result cases ended with the customer winning fully or partly (33.5%). For Aviva, this page shows 29.1%.

What people complain about

Rough guide

PPI Claims

2,074 decisions, 28.2% of this firm page

25.8%

Home Insurance

963 decisions, 13.1% of this firm page

39.1%

Pension Complaints

938 decisions, 12.7% of this firm page

29.2%

Insurance Claims

934 decisions, 12.7% of this firm page

25.3%

Consumer Credit

685 decisions, 9.3% of this firm page

25.1%

The percentage at the end of each row is the rough won-or-partly-won rate for that broad category.

How it changed over time

2019536
2020598
2021753
2022747
2023694
2024658
2025820
2026120

The 2026 figure covers published decisions up to April 2026.

What happens when customers win

Set amount listed

Share of won or partly won decisions with this wording

55.3%

Worked out with interest

Share of won or partly won decisions with this wording

14.4%

Worked out by set rules

Share of won or partly won decisions with this wording

5.6%

Stress or hassle payment

Share of won or partly won decisions with this wording

16.4%

Refund

Share of won or partly won decisions with this wording

1.6%

No money ordered

Share of won or partly won decisions with this wording

1.4%

Not clear from the case

Share of won or partly won decisions with this wording

5.3%

These labels describe the decision wording. They do not promise any outcome for another case.

Past results are not a promise

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Read this as data, not a verdict.

Source

Published Financial Ombudsman Service decisions from 2013–April 2026. This page uses 7,357 published decisions for Aviva.

Entities included

Aviva Insurance Limited; Aviva Life & Pensions UK Limited.

What won means

Won means the Financial Ombudsman agreed with the customer. Partly won means it agreed with part of the complaint. Unclear outcomes are left out of the rate.

Not a rating

This is not a review or rating of Aviva. Past results can't predict your case; this isn't legal advice.

Independence and corrections

HeyRefund is not affiliated with, or endorsed by, the Financial Ombudsman Service. Spotted an error in our numbers? Tell us and we'll check it.