Published Financial Ombudsman Service decisions, 2013-April 2026

Liverpool Victoria complaints: what the Ombudsman decided

We analysed 1,923 published Financial Ombudsman decisions linked to Liverpool Victoria. This page shows outcomes, complaint types and decision patterns without rating the firm.

More complaints doesn't mean worse service — big firms serve millions of customers, so they naturally show up more often. Win rates reflect the mix of complaint types a firm faces, not a quality score.

Across the full dataset, about 1 in 3 clear-result cases ended with the customer winning fully or partly (33.5%). For Liverpool Victoria, this page shows 30.1%.

What people complain about

Rough guide

PPI Claims

626 decisions, 32.6% of this firm page

30.2%

Motor Insurance

409 decisions, 21.3% of this firm page

29.7%

Home Insurance

282 decisions, 14.7% of this firm page

41.1%

Consumer Credit

184 decisions, 9.6% of this firm page

27.7%

Insurance Claims

149 decisions, 7.7% of this firm page

26.8%

The percentage at the end of each row is the rough won-or-partly-won rate for that broad category.

How it changed over time

2019107
2020150
2021133
2022119
2023139
2024213
2025208
202651

The 2026 figure covers published decisions up to April 2026.

What happens when customers win

Set amount listed

Share of won or partly won decisions with this wording

58.7%

Worked out with interest

Share of won or partly won decisions with this wording

16.8%

Worked out by set rules

Share of won or partly won decisions with this wording

1.6%

Stress or hassle payment

Share of won or partly won decisions with this wording

12.6%

Refund

Share of won or partly won decisions with this wording

1.4%

No money ordered

Share of won or partly won decisions with this wording

3.1%

Not clear from the case

Share of won or partly won decisions with this wording

5.9%

These labels describe the decision wording. They do not promise any outcome for another case.

Past results are not a promise

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Read this as data, not a verdict.

Source

Published Financial Ombudsman Service decisions from 2013–April 2026. This page uses 1,923 published decisions for Liverpool Victoria.

Entities included

Liverpool Victoria Insurance Company Limited.

What won means

Won means the Financial Ombudsman agreed with the customer. Partly won means it agreed with part of the complaint. Unclear outcomes are left out of the rate.

Not a rating

This is not a review or rating of Liverpool Victoria. Past results can't predict your case; this isn't legal advice.

Independence and corrections

HeyRefund is not affiliated with, or endorsed by, the Financial Ombudsman Service. Spotted an error in our numbers? Tell us and we'll check it.