Published Financial Ombudsman Service decisions, 2013-April 2026

Revolut complaints: what the Ombudsman decided

We analysed 3,412 published Financial Ombudsman decisions linked to Revolut. This page shows outcomes, complaint types and decision patterns without rating the firm.

More complaints doesn't mean worse service — big firms serve millions of customers, so they naturally show up more often. Win rates reflect the mix of complaint types a firm faces, not a quality score.

Across the full dataset, about 1 in 3 clear-result cases ended with the customer winning fully or partly (33.5%). For Revolut, this page shows 31.3%.

What people complain about

Rough guide

Fraud & Scams

1,948 decisions, 57.1% of this firm page

33.6%

PPI Claims

475 decisions, 13.9% of this firm page

26.7%

Payment Disputes

367 decisions, 10.8% of this firm page

30.5%

Consumer Credit

298 decisions, 8.7% of this firm page

24.2%

Banking Disputes

74 decisions, 2.2% of this firm page

36.5%

The percentage at the end of each row is the rough won-or-partly-won rate for that broad category.

How it changed over time

201917
202049
202185
2022129
2023295
2024843
20251,727
2026267

The 2026 figure covers published decisions up to April 2026.

What happens when customers win

Set amount listed

Share of won or partly won decisions with this wording

21.3%

Worked out with interest

Share of won or partly won decisions with this wording

43%

Worked out by set rules

Share of won or partly won decisions with this wording

2.2%

Stress or hassle payment

Share of won or partly won decisions with this wording

4.4%

Refund

Share of won or partly won decisions with this wording

18.7%

No money ordered

Share of won or partly won decisions with this wording

9.9%

Not clear from the case

Share of won or partly won decisions with this wording

0.6%

These labels describe the decision wording. They do not promise any outcome for another case.

Past results are not a promise

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Read this as data, not a verdict.

Source

Published Financial Ombudsman Service decisions from 2013–April 2026. This page uses 3,412 published decisions for Revolut.

Entities included

Revolut Ltd.

What won means

Won means the Financial Ombudsman agreed with the customer. Partly won means it agreed with part of the complaint. Unclear outcomes are left out of the rate.

Not a rating

This is not a review or rating of Revolut. Past results can't predict your case; this isn't legal advice.

Independence and corrections

HeyRefund is not affiliated with, or endorsed by, the Financial Ombudsman Service. Spotted an error in our numbers? Tell us and we'll check it.