8 guides
The FCA has published four red flags that mean a debt advice firm may be steering you toward a fee-charging solution rather than the free, impartial help you're entitled to. Here's what they are and what to do about it.
Blue Motor Finance Limited entered administration on 30 July 2026 after running at a loss with compensation liabilities it could not meet. Your agreement still stands - here is what to do about payments, existing claims, and complaints.
A default marker damages your credit file for six years - but lenders record them wrongly more often than you might think. This guide explains when a default is challengeable, the process for disputing it, and what to ask for beyond removal.
Logbook Lending Limited - trading as Log Book Loans 247, AFPremier.co.uk, pawnmy.co.uk and LBL Asset Finance - entered administration on 1 July 2026. Your agreement still stands. This guide covers payments, pawned items and complaints.
Buy now, pay later becomes regulated credit on 15 July 2026 - with affordability checks, clearer information and access to the Financial Ombudsman. Here is what the new rules cover, what they do not, and how to handle problems with agreements old and new.
Millions of car finance agreements with hidden commission are covered by the FCA's redress scheme - but legal challenges have paused parts of it. Here is who is likely to be in scope, what you can do now for free, and why you do not need a claims company.
Repeat payday or short-term loans are one of the strongest patterns in unaffordable lending complaints. This guide explains when a payday refund complaint is realistic, what evidence matters, and how to escalate for free - even if the loans are repaid.
If a lender gave you credit it should have known you could not afford, you may be able to complain. The strongest cases focus on what the lender should have seen at the time.